Our Healing Hearts Bank microlending program provides a source of non-traditional microloans of up to $500 for underserved women and families who may not have access to traditional banking for items related to income generation/increased self-sufficiency. The program also provides marketable skills for the volunteer bankers who run the bank.
Branches operate through our partner agencies, and bankers are agency clients and NCJW volunteers. NCJW bankers review loan applications and serve as a resource for program procedures.
Since opening our first Healing Hearts Bank in 2011, we have provided over 75 loans to women in our community.
“I want to thank NCJW for giving me the most valuable gift of all, faith in myself again, to make sound and rational financial decisions. Sometimes all one needs is a chance, and, you have provided me with that chance,and for that, I am grateful.” Healing Hearts Bank Borrower –
“The dignity, discipline, self-seteem and financial independence I am achieving as a result of receiving this microloan is immeasurable and invaluable.” Healing Hearts Bank Borrower –